| Will I Qualify To File Bankruptcy? |
Tacoma Bankruptcy Attorneys Your Pierce County Bankruptcy Headquarters
Stop all harassing telephone calls today.
Flexible Payment Plans
Low Flat Fees
Tacoma Bankruptcy Lawyer Erin Lane
Serving all of Pierce County, WA
Call now for a Free No Obligation Consultation(253) 778-6952
Stop living in fear from creditors.
You have legal rights and options.
Experienced Tacoma bankruptcy lawyers.
Many of our Pierce County and Tacoma bankruptcy clients are under the impression that the new bankruptcy laws have made it significantly more difficult to file a Tacoma bankruptcy. They also believe that the new laws have dramatically changed the protections provided under the Bankruptcy Code. This is absolutely untrue. In fact, nothing could be further from the truth.
First of all, in our experience, well over 90% of people who would have qualified under the old bankruptcy laws still qualify today. Additionally, the primary protections provided under the federal and Washington State bankruptcy laws remain strong and in full force and effect. It's the credit card companies and other bill collectors who want you to believe otherwise. This is because they know if you hire one of our experienced Tacoma bankruptcy lawyers two things will happen.
First, they must stop harassing you day and night. Second, the money owed to them will almost certainly be completely discharged, which means that you will never have ANY obligation to ever pay them another dime. And, there is absolutely nothing they can do about it. All of their collection actions must stop immediately.
This protection is known as the automatic stay, and it is instantly triggered at the time that you file your bankruptcy protection. In essence, it stops your creditors dead in their tracks and prevents them from ever taking further action based on debts incurred prior to your bankruptcy filing. Congress said it best when it substantively revised the Bankruptcy Code back in 1978.
The protections provided by the automatic stay continue to be one of the basic foundations of the Bankruptcy Code. If you qualify to file a Tacoma Bankruptcy, utilizing the protection of the automatic stay is your absolute legal right.
If you have questions about your legal rights and options, we encourage you to call one of our Tacoma bankruptcy lawyers to find out if you can qualify for bankruptcy relief and protection.
Talk to a Washington State bankruptcy lawyer today!
Your new beginning starts here.
Our Tacoma bankruptcy lawyers are here to help.
Many bill collectors and credit card companies use shameless scare tactics and illegal threats to try and get good people to believe that even talking to a Tacoma bankruptcy lawyer somehow means that you are dishonest or a bad person. They want you to believe filing a Tacoma bankruptcy will somehow ruin your life. This is absolutely ridiculous. In fact, once again, just the opposite is true.
For the majority of clients who call our offices to learn more about their legal rights and options, filing a Tacoma bankruptcy is one of their best financial options. It not only gives them the breathing room that they need get back on sound financial footing and start rebuilding their financial lives, it also frees up immediate cash flow every month for rent, utilities, food, and other necessities.
The Bankruptcy Code is here for your protection, not the protection of your creditors. If you fit within the Bankruptcy Code's qualifications, then discharging 100% of your qualifying debts is not only probably your best option, it is your Constitutional right as a U.S. citizen.
Our Washington State bankruptcy attorneys are here to help!
Your next exit is with us.
Is a Tacoma bankruptcy right for me?
Talk to an experienced Tacoma bankruptcy lawyer now!
Is filing for bankruptcy the right option for you and your family? If you find yourself coming up short every month and going deeper and deeper into the red, it probably is your best option. Our Washington State bankruptcy lawyers can help determine if you can qualify for protection and relief.
Filing a Tacoma bankruptcy petition will give you a fresh financial start and let you start rebuilding your credit immediately. Unless you have some realistic hope of being able to pay down and pay off your unsecured creditors, it is often best to simply break the cycle and start over.
Let our Tacoma bankruptcy lawyers prequalify you and then you can make an informed decision about how best to proceed. Your life may turn around after a brief fifteen to twenty minute phone call. Bankruptcy is not for everyone. Every case is unique, including yours, and there are several variables involved. You also have other options besides bankruptcy.
When you call our offices, we will help you determine if filing for bankruptcy is a realistic and good option for you and your family. It may turn out to be one of the best calls you ever make. Your financial problems are actually one of the few things in life that you can hit the reset button on and legally get a second chance.
For many of our Tacoma bankruptcy clients, filing for for bankruptcy actually IMPROVES THEIR CREDIT SCORES in both the short term and the long term.
The Federal and Washington State bankruptcy laws were specifically designed and enacted to protect good and honest people who have fallen on hard financial times. They are here to protect you and your family. They also allow you to become a productive and economically helpful member of society again.
Additionally, many of our Tacoma bankruptcy clients find that their credit scores start improving dramatically after filing for bankruptcy within as little as six month to a year. And with proper use of credit, they continue to climb. If you try to consolidate your debts through a company that makes wild promises about only having to pay a "portion" of your debts, the opposite is likely to happen.
Under this scenario, your credit score often continues to spiral for years because your account remain delinquent and then are eventually "charged off". With a Tacoma bankruptcy, however, you make a clean break from your financial past and can start rebuilding your credit immediately. More importantly, if you qualify for bankruptcy, why pay even a penny of these debts? You can certainly put this money to better use immediately.
When you file a Tacoma bankruptcy and receive a discharge, most, if not all of your unsecured debts will be completely wiped out. You will never have to pay a cent on them again. As a result, you no longer have any minimum payments, which instantly makes you a better candidate for future credit. The credit companies also know that it will be years before you can file another bankruptcy.
As a result, through careful financial planning and responsible use of credit, your FICO score will steadily increase. Many people who file a Tacoma bankruptcy are able to achieve FICO credit scores close to or even above 700 within a few short years. The key is to simply be financially responsible once your bankruptcy is completed.
Speak with a Washington State bankruptcy attorney today!
Questions about whether or not you can qualify for a Tacoma or Washington State bankruptcy?
Let one of our Tacoma Bankruptcy Lawyers "prequalify" you based on your income, your debts, and your assets.
The experienced debt relief lawyers at Tacoma Bankruptcy Attorney are here to help you get a fresh financial start and end your ongoing monthly cycle of debt. It CAN be broken.
When many of our Tacoma bankruptcy clients first contact us, they under the false assumption that they can no longer qualify for bankruptcy relief. Again, this is completely untrue. There are so many misconceptions about the new bankruptcy laws that it would be impossible to address them all here.
Our Tacoma bankruptcy attorneys, however, have heard most of them. And we are here to tell you that over 90% of our clients still qualify for some kind of bankruptcy protection. If you have questions or doubts about your ability to qualify, we're here to help. Simply call our offices and talk to one of our Tacoma bankruptcy lawyers.
Our Washington State bankruptcy attorneys discharge millions of debts from people just like you every year. We know how to help. If you can qualify, moving forward with legally discharging your debts may be your best option.
At Tacoma Bankruptcy Attorney, we are still qualifying over 90% of all individuals and families under the new laws.
Recent data and surveys clearly conclude what we are seeing every day. Over 90% of potential bankruptcy clients that would have been eligible to file for bankruptcy protection in Tacoma, Puyallup, University Place, Lakewood, and Fife and all surrounding Pierce County areas prior to the new laws taking effect, are still eligible to file bankruptcy bankruptcy relief under the Chapter 7 bankruptcy code.
As a result, many of our Tacoma bankruptcy clients are able to completely discharge and wipe out 100% of their debts while being to retain 100% of their property and assets.
Our experienced Tacoma bankruptcy lawyers will take the time to help you determine whether or not you can qualify. After reviewing your debts, your income, your living expenses, and your assets, we will be able to help you fully understand your legal rights and options.
Once you have been prequalified, you can then make an informed decision about how best to proceed.
We handle all types of Pierce County bankruptcy cases from simple Chapter 7 filings to complex Chapter 13 cases involving personal businesses and significant debts and assets. If you live in Pierce County and want real answers from an experienced and knowledgeable Tacoma bankruptcy lawyer, we're here to assist you.
After calling to learn more about your rights and options, you may decide that filing for bankruptcy is your best option. For the majority of people who call and inquire, filing a Tacoma bankruptcy petition is in fact their best path. We invite you to call our offices for a free initial case analysis.Stop Being Afraid
KEEP: Your Home, Your Car, Your Wages, Your Personal Possessions, and Your Driver's License
YOU CAN completely wipe out your debts or greatly reduce your monthly payments. We can help!
The U.S. Bankruptcy Code is here for your protection. If you qualify, filing for bankruptcy is your legal right.
Talk to an Experienced Tacoma, WA Bankruptcy attorney now for a free consultation.
Tacoma bankruptcy attorney Erin Lane is a dedicated and experienced bankruptcy lawyer. He ONLY handles debtor bankruptcy work. He provides debt relief to clients throughout Pierce County, WA. We are experienced Tacoma bankruptcy attorneys who help good people who are struggling get the debt relief they deserve by filing either a Pierce County Chapter 7 or Chapter 13 bankruptcy.
Our Washington State bankruptcy attorneys serve clients throughout the Greater Puget Sound area. Our Tacoma bankruptcy attorneys proudly serve the cities of Puyallup, University Place, Bonney Lake, Gig Harbor, Lakewood, Edgewood, Fife, and Fircrest. If you live in Tacoma or elsewhere in Pierce County and need to file for bankruptcy, we can help.
You are NOT trapped. There is a way out!
If you qualify, filing a Tacoma bankruptcy is your legal right.
With the assistance of one of our Tacoma Bankruptcy Attorneys, you can get a fresh financial start today.
Your new future begins here.
Experienced Washington State Bankruptcy Attorney Erin Lane
Get your fresh start today.
Flexible Payment Plans
Low Flat Fees
Call now for an initial Tacoma bankruptcy attorney consultation. The only thing you have to lose are your debts and your sleepless nights.
Bankruptcy is not a failure. It is a new beginning.
The credit card companies and other bill collectors want you to believe that filing for bankruptcy somehow represents the ultimate failure on your part. They want you to believe that if you file for bankruptcy here in Tacoma, WA or elsewhere in Pierce County, that you are somehow a disgrace to yourself and to society. This is absurd.
Bankruptcy is not a failure. The bankruptcy laws are here to protect you. If you qualify, filing for bankruptcy is your legal right. Tacoma bankruptcy attorney Erin Lane and the attorneys who work with him understand how difficult financial times can happen to anyone. Our offices provide caring and compassionate debt relief services to clients throughout Pierce County who are in need of bankruptcy services and protection.
A TACOMA BANKRUPTCY ALLOWS YOU TO:
For many of our clients, filing a Tacoma personal bankruptcy is their best financial option.
Tacoma Bankruptcy Attorneys Your Pierce County Bankruptcy Headquarters